Serving New Jersey since 1963
Personal insurance from neighbors who answer the phone.
WHO WE ARE
Insurance is local — and so are we. As an independent agency, we work for you, not a single carrier. That means when you call, you reach someone who knows your name and your history. We compare the market, translate the fine print into plain language, and stay close long after the policy is signed.
Four ways we protect
what is yours.
Auto
Protection that follows you from the driveway to the Turnpike. We match your coverage to how you actually drive — liability, no-fault PIP, and uninsured motorist protection built around your situation, not a template.
Flood
Standard home policies stop at the floodline. In a state shaped by water, that's a gap worth closing — even outside a flood zone, the odds are higher than most people think. We make sure you're covered before it matters.
Home
Your home is rarely just a house. We build the policy around what it holds — the structure, your belongings, your liability, and the cost of somewhere to stay if you're ever displaced. Replacement guarantees and coverage for the things that matter most.
Renters
Your landlord's policy covers the building, not your life inside it. Renters insurance protects your belongings, your personal liability, and your living expenses if a covered loss ever makes the place unlivable.
WHAT WE COVER
Rated 5.0 by New Jersey families since 1963
"I've had insurance through the Lichtenberger Agency since I can remember. They are like family to me. Excellent personal service."
— Natalizia and Nidal Aljallad"Lee is absolutely wonderful — always working with us to find the best policies. We've been with Lee for over 20 years and would recommend him to anyone."
— Shari and Sal Iavarone"I have found everyone at the Lichtenberger Agency to be courteous, professional and helpful. Lee is especially warm and attentive. I wouldn't go anywhere else."
— Marly Gonzalez"What I appreciate the most: the agents are constantly searching for better rates without me even asking."
— Karl Kovarik"There's nothing like actually speaking to a person and not a machine — press 1 for this, 2 for that. Keep up the good work!"
— Laura Espinosa"I feel that this agency really cares — very professional but with a human touch. These people are top notch."
— Christopher Myers"Everyone has been very helpful. Phone calls are immediately returned, all questions thoroughly answered. Keep up the awesome work!"
— Erin Amato"Your company has always had my best interest in mind — you do a great job."
— Alicia Dipaula"We have good coverage at fair and reasonable rates and have confidence in your agency."
— Frank and Lucille Halpin
CARRIERS WE REPRESENT
